So, in advance of my major expenditures at GDC, I paid down my AmEx Starwood card so that I could use it to pay for my Suite at the Westin for the week. Today I got word from AmEx letting me know that they reduced the credit limit of that card by….yep, you guessed it, the entire credit reserve I had set for the Hotel at GDC! Fuck me running! What absolute crap. Never late, no delinquencies on the credit reports. Yes, I do tend to keep my cards close to the max credit, but I d not see how I can ever change that if every time I pay down a card they lower the credit limit.
Having an AmEx card used to make me feel like I was secure. Not it just makes be feel like a fool!
All I can say is, “Fuck you American Express….you suck dog ass!”
They did that to me too! Just last week. This is on a GOLD card, upon which - as you know - we pay a yearly fee for the privilege of no pre-set limit.
Their call center monkey acknowledged that my account was current and that my credit was fine. She then demanded a payment of several hundred dollars - in advance of the payment due date - to unfreeze my account.
Comment by malamute — April 1, 2009 @ 3:41 pm